Online consultant

Send us your suggestions and comments

Call you?

Your order has been sent successfully.

Bank will contact you till 9:00 to 18:00 .

Filliallar və bankomatlar

Branches and ATMs

The best way to find us

Use Xalq Bank cards and join different bonus and discount campaigns

 

Xalq Bank cardholders can use Mobile Banking, Internet Bank, SMS notifications and other services 

Show advice

Our cards

In Xalq Bank you can choose cards to all customers! With our cards you can pay for goods and services, withdraw cash from ATMs in Azerbaijan and abroad, make reservation in hotels and online shopping.

 

Salary cards

for daily
for business

MC Debit

for daily

MC Standard

for daily

MC Gold

for daily

Visa Platinum

for daily

Credit Card

for daily

Deposit Card

for daily

Deposit card

for business

Visa Business

for business

MC Business

for business

Deposits

Xalq Bank offers you various types of deposits 

Mortgage Deposit will help you to save up money for the initial payment of acquired real estate; with Children's  Deposit you will provide secure future to your kids. 

Xalq Bank is one of the leading banks in the country by the volume of deposits. 

Deposits placed in our Bank insured by the Azerbaijan Deposit Fund.

We offer you Sandygcha, Progress,  VIP-Raintier, Fixed, Children's and Mortgage Deposits.

With our deposits you can earn money and get beneficial loan

Siz Xalq Bankda əmanət yerləşdirib həm faizləri qazana bilərsiniz, həm də yerləşdirdiyiniz əmanətin 80% həcmində illik 8%-dən başlayan faizlərlə kredit əldə edə bilərsiniz.

Siz Sandıqça, Proqress, Uşaq yığım, İpoteka əmanət məhsulları üzrə faizlərin kapitallaşması xidmətindən istifadə edə bilərsiniz.

Faizlərin kapitallaşması -  vəsaitlərin üzərinə toplanan faiz gəlirlərinə görə ümumi məbləğə faizlərin hesablanmasıdır.

Məsləhət

Siz SandıqçaProqress, VİP-Rantye, Müddətli əmanət məhsullarından istifadə edərək faizləri hər ay məxaric edə bilərsiniz.

Məsləhət

Bankımızda yerləşdirdiyiniz vəsaitləri müqavilədə nəzərdə tutulan müddətdən öncə götürə bilərsiniz.

All big things begin with small! This kind of deposit is an ideal for increase of your money.

Accessible minimum amount of deposit is just 100 AZN / USD, and possibility of unlimited replenishment and capitalization of interests makes it an attractive and accessible for any customer.

More information

Do you want open a deposit?

6 Months

With capitalization
Without capitalization

Do you have a large surplus of funds?  This amount is more than 10 000 AZN/USD? Deposit "Progress" is your product!

Terms of the deposit allow its constant replenishment, which furthers increase of the invested amount and larger revenues.

You can replenish the deposit one-off up to 100 000 AZN/USD. 

More information

Do you want open a deposit?

6 Months

With capitalization
Without capitalization

Bright and happy future of your children depends on your today's choice!

"Children savings" deposit will allow you to save up money for your child from the birth and to his adulthood.

More information

Do you want open a deposit?

With capitalization
Without capitalization

Your money do not sit idle!

"Fixed" deposit envisages investment of free money for various time periods (3, 6, 9, 12 months). Using this deposit you can easily operate with your available cash resources without any time restrictions.

More information

Do you want open a deposit?

6 Months

Deposit for the customers with significant surplus funds.

If necessary, additional amount up to 100 000 AZN /USD/EUR  might  be deposited, up to  50 000 AZN/USD/EUR might be withdrawn.

More information

Do you want open a deposit?

6 Months

Your money do not sit idle!

"Fixed" deposit envisages investment of free money for various time periods (3, 6, 9, 12 months). Using this deposit you can easily operate with your available cash resources without any time restrictions.

More information

Do you want open a deposit?

6 Months

Deposit for the customers with significant surplus funds.

If necessary, additional amount up to 100 000 AZN might be deposited, up to  50 000 AZN might be withdrawn.

More information

Do you want open a deposit?

6 Months

Loans

Xalq Bank offers a wide variety of loans with favorable interest rates and low service fee.

Mortgage, renovation, student, car, consumer and other types of loans are at your service for a long time and with favorable repayment schedule.

We tried to develop the most comfortable and favorable credit programs for our customers!

With Xalq Bank you will become a happy owner of your dream apartment!

If for acquisition of house you lack not more than 150 000 AZN you can get a mortgage loan at the expense of the Mortgage and Credit Guaranter Fund of the Republic of Azerbaijan Fund (MCGFAR) for 25 years at 7% annual interest rate (4% for the preferential category customers).

More information

Do you want to get a loan

15 Month

15 %

After some period of time every apartment or home requires renovation.

For these purposes Xalq Bank offers you a loan for amount up to 100 000 AZN.  Loan for home renovation is issued for a period of 48 months, starting from 16% annual interest rate. Apply, take a loan and repair your apartment!

More information

Do you want to get a loan

15 Month

15 %

To meet our customers’ demands in consumer goods, Xalq Bank offers wide spectrum of loan products on different terms to satisfy needs of any customer.

Our experts will select for you the most favorable conditions. You can use our credit products for the purchase of various consumer goods, organization of celebrations and solving of other priority tasks. Consumer lending program with Xalq Bank provided for 4 years will be a great help in solving problems.

More information

Do you want to get a loan

15 Month

15 %

Owners of salary cards of Xalq Bank can use the special credit product for amount up to two-months wages with the low annual interest rate 18%.

 

More information

Do you want to get a loan

15 Month

15 %

Our car loan allows you purchasing a car on favourable terms - both in the primary and secondary market. With our help you can  achieve your dream!

Our Bank offers you to get a car loan with the minimum cost and low interest rate. We provide a car loan from 1 000 to 100 000 AZN.

More information

Do you want to get a loan

15 Month

15 %

For development of your business Xalq Bank offers business loans starting from 12% per annum for up to 6 years.

With Xalq Bank’s business loans you will not face time constraints and will have an opportunity to conveniently expand your business on a long-term basis!

More information

Do you want to get a loan

15 Month

15 %

High-quality education undoubtedly is the base of successful career! Xalq Bank will change your future!   

If you want to study in a local or foreign university, Xalq Bank will help you. Loan for study, for amount up to 100 000 AZN, issued for 4 years at annual rate 15% will be a solid support to your future. 

More information

Do you want to get a loan

15 Month

15 %

Xalq Bank pays great attention to the development of all areas of Azerbaijani economy.

We offer our clients preferential business loans from the Entrepreneurship Development Fund (EDF) for up to 10 years at 5% per annum.

More information

Do you want to get a loan

15 Month

15 %

Xalq Bank offers credit card holders excellent opportunity to save money. 

Now, using credit card of Xalq Bank means the use of free loan for 35 days. The amount of credit line varies depending on the type of card – from 500 to 50 000 AZN.

More information

Do you want to get a loan

15 Month

15 %

Xalq Bank presents new loan product financed by State Fund of IT development for funding projects related with the development of IT. 

More information

Do you want to get a loan

15 Month

15 %

Hello, welcome to Xalq Bank

Select one of the following services

USD 1.7000
EUR 1.8941
USD 1.7000 1.7030
EUR 1.8720 1.9100
USD 1.6990 1.7010
*Rates may differ on some branches
* 0.5% commission fee for each deposited 500 EUR banknote
Calculation is based on Central Bank's exchange rate.

Money transfers

UPT

Commision: 0

LEADER

Commision: 0

Western Union

Commision: 0

CONTACT

Commision: 0

MONEX

Commision: 0