Our cards
In Xalq Bank you can choose cards to all customers! With our cards you can pay for goods and services, withdraw cash from ATMs in Azerbaijan and abroad, make reservation in hotels and online shopping.
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Online services
Deposits
Xalq Bank offers you various types of deposits
Mortgage Deposit will help you to save up money for the initial payment of acquired real estate; with Children's Deposit you will provide secure future to your kids.
Xalq Bank is one of the leading banks in the country by the volume of deposits.
Deposits placed in our Bank insured by the Azerbaijan Deposit Fund.
We offer you Sandygcha, Progress, VIP-Raintier, Fixed, Children's and Mortgage Deposits.
All big things begin with small! This kind of deposit is an ideal for increase of your money.
Accessible minimum amount of deposit is just 100 AZN / USD, and possibility of unlimited replenishment and capitalization of interests makes it an attractive and accessible for any customer.
More informationDo you want open a deposit?
6 Months
Do you have a large surplus of funds? This amount is more than 10 000 AZN/USD? Deposit "Progress" is your product!
Terms of the deposit allow its constant replenishment, which furthers increase of the invested amount and larger revenues.
You can replenish the deposit one-off up to 100 000 AZN/USD.
More informationDo you want open a deposit?
6 Months
Bright and happy future of your children depends on your today's choice!
"Children savings" deposit will allow you to save up money for your child from the birth and to his adulthood.
More informationDo you want open a deposit?
Your money do not sit idle!
"Fixed" deposit envisages investment of free money for various time periods (3, 6, 9, 12 months). Using this deposit you can easily operate with your available cash resources without any time restrictions.
More informationDo you want open a deposit?
6 Months
Deposit for the customers with significant surplus funds.
If necessary, additional amount up to 100 000 AZN /USD/EUR might be deposited, up to 50 000 AZN/USD/EUR might be withdrawn.
More informationDo you want open a deposit?
6 Months
Your money do not sit idle!
"Fixed" deposit envisages investment of free money for various time periods (3, 6, 9, 12 months). Using this deposit you can easily operate with your available cash resources without any time restrictions.
More informationDo you want open a deposit?
6 Months
Deposit for the customers with significant surplus funds.
If necessary, additional amount up to 100 000 AZN might be deposited, up to 50 000 AZN might be withdrawn.
More informationDo you want open a deposit?
6 Months
Loans
Xalq Bank offers a wide variety of loans with favorable interest rates and low service fee.
Mortgage, renovation, student, car, consumer and other types of loans are at your service for a long time and with favorable repayment schedule.
We tried to develop the most comfortable and favorable credit programs for our customers!
With Xalq Bank you will become a happy owner of your dream apartment!
If for acquisition of house you lack not more than 150 000 AZN you can get a mortgage loan at the expense of the Mortgage and Credit Guaranter Fund of the Republic of Azerbaijan Fund (MCGFAR) for 25 years at 7% annual interest rate (4% for the preferential category customers).
More informationDo you want to get a loan
15 Month
15 %
After some period of time every apartment or home requires renovation.
For these purposes Xalq Bank offers you a loan for amount up to 100 000 AZN. Loan for home renovation is issued for a period of 48 months, starting from 16% annual interest rate. Apply, take a loan and repair your apartment!
More informationDo you want to get a loan
15 Month
15 %
To meet our customers’ demands in consumer goods, Xalq Bank offers wide spectrum of loan products on different terms to satisfy needs of any customer.
Our experts will select for you the most favorable conditions. You can use our credit products for the purchase of various consumer goods, organization of celebrations and solving of other priority tasks. Consumer lending program with Xalq Bank provided for 4 years will be a great help in solving problems.
More informationDo you want to get a loan
15 Month
15 %
Owners of salary cards of Xalq Bank can use the special credit product for amount up to two-months wages with the low annual interest rate 18%.
More information
Do you want to get a loan
15 Month
15 %
Our car loan allows you purchasing a car on favourable terms - both in the primary and secondary market. With our help you can achieve your dream!
Our Bank offers you to get a car loan with the minimum cost and low interest rate. We provide a car loan from 1 000 to 100 000 AZN.
More informationDo you want to get a loan
15 Month
15 %
For development of your business Xalq Bank offers business loans starting from 12% per annum for up to 6 years.
With Xalq Bank’s business loans you will not face time constraints and will have an opportunity to conveniently expand your business on a long-term basis!
More informationDo you want to get a loan
15 Month
15 %
High-quality education undoubtedly is the base of successful career! Xalq Bank will change your future!
If you want to study in a local or foreign university, Xalq Bank will help you. Loan for study, for amount up to 100 000 AZN, issued for 4 years at annual rate 15% will be a solid support to your future.
More informationDo you want to get a loan
15 Month
15 %
Xalq Bank pays great attention to the development of all areas of Azerbaijani economy.
We offer our clients preferential business loans from the Entrepreneurship Development Fund (EDF) for up to 10 years at 5% per annum.
More informationDo you want to get a loan
15 Month
15 %
Xalq Bank offers credit card holders excellent opportunity to save money.
Now, using credit card of Xalq Bank means the use of free loan for 35 days. The amount of credit line varies depending on the type of card – from 500 to 50 000 AZN.
More informationDo you want to get a loan
15 Month
15 %
Xalq Bank presents new loan product financed by State Fund of IT development for funding projects related with the development of IT.
More informationDo you want to get a loan
15 Month
15 %