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IT loan

Xalq Bank presents new loan product financed by State Fund of IT development for funding projects related with the development of IT. The maximum amount of loan is 5 000 000 AZN and maximum term is 10 years. APR is 5%.

The major privilege of the loan is grace period.  Only interests are paid in grace period but main amount and interests are paid according to the schedule after grace period. Grace period depends on the loan term and can be appointed up to the half of the loan.

Amount

Small loans:  10 000 - 50 000 AZN
Medium loans:  50 001 - 500 000 AZN
Large loans:  500 001 - 5 000 000 AZN

Term

Small loans:  up to 36 months
Medium loans:  up to 60 months
Large loans:  up to 120 months

 

Annual interest rate

5%

Collateral

Real estate

Actual interest rate

5.55% – 7.64%

 

Service fee

0.1% of the loan amount (min. 10 AZN,
max. 1 000 AZN)

Requirements to the Borrower:

Age

Women: 23 - 60
Men: 23 - 63

Other

Positive loan history of the Borrower
 

Early repayment

Allowed

No penalties applied

No additional fee

 

Please follow this link to view list of documents required for taking the loan financed by State Fund of IT development for funding projects related with the development of IT.

 

To make decision about the issuance of the loan Bank has right to request additional information, as well as documents necessary for the confirmation of submitted information.

 

More detailed information about this loan you can get by calling to the Contact Center on 138; to apply for the loan please visit our branches.

 

Do you want to get a loan?

Loan amount

15 Months

15 %

Can i get a loan?

Back

15 Months

15 %

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Dear customer, you are eligible to apply for the loan. For more information please visit our branches.
Dear customer, you can not eligible to apply for the loan with current conditions. For more information please visit our branches.