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Car

Our car loan allows you purchasing a car on favourable terms - both in the primary and secondary market. With our help you can  achieve your dream!

Our Bank offers you to get a car loan with the minimum cost and low interest rate. We provide a car loan from 1 000 to 100 000 AZN.

Having obtained car loan in Xalq Bank you will have the following advantages:

  • Low annual rate (from *12% annual);
  • Minimum cost;  
  • Wide selection of car selling partners.

Buy a car with Xalq Bank is simple and convenient! Because our car loans allocated favorable conditions, low rates and a minimum service fee.

Show advice

Initial installment 


for new cars

- car price up to 30 000 AZN - 50% of the cost

- car price above 30 000 AZN - 40% of the cost


for used cars

- 80% of the cost 

 

Term

For new cars manufactured in Iran, China and CIS countries: 1 - 48 months

For used cars manufactured in Iran, China and CIS countries: 1 - 24 months

For new and used cars manufactured in other countries: 1 - 48 months

Car production date till the end of loaning period:

Iran, China and CIS countries: 5 years
USA, Japan, Germany: 15 years
Other countries: 10 years

 

Service fee

0.1% of the loan amount (min. 10 AZN,
max. 1 000 AZN)

 

Annual interest rate

*12 - 20% 


Annual interest rate for first and second hand car loans is   *12 - 20%
Annual interest rate for cars purchased from partner auto-dealers of Xalq Bank is *12 - 17%

 

Requirements to the Borrower:

Age

Women: till 65 years

Men: till 65 years

Minimum length of service on the last job

6 months

Other requirements

Positive credit history of the Borrower


*Note:

Annual interest rate for cars purchased from Avtolüks Azərbaycan MMC is 10%-12%.

 

Car selling partners

  • “Azərbaycan Automobiles” QSC (Volkswagen)
  • “Auto Azərbaycan” MMC (Hyundai)
  • "Auto Star Kaukasus” MMC (Mercedes-Benz)
  • “Performance Center Co” LTD (Chevrolet,BAIC,JAC,LADA)
  • “KİA MOTORS Azərbaycan” MMC (KİA)
  • "Porche Bakı Mərkəzi" (Porche)
  • “Toyota Bakı Mərkəzi” (Toyota)
  • "NURGÜN MOTORS" MMC (Ford, Nissan, İnfinity, Renault)
  • "Dream Auto MMC" (Audi)
  • "REAL MOTORS" MMC (Seat)
  • “Aztol Motors” MMC (“Volvo” və “Suzuki”)
  • “Improtex Motors” MMC (BMW)
  • “İnshaat Services” MMC (Haval, Great Wall)
  • “Skaz Autohouse” MMC (Skoda)
  • "Rotary MMC" (Mazda)
  • “Yeni Motors” MMC (Honda)
  • “Subaru Azərbaycan” MMC (Subaru)
  • “Diamond Motors” MMC (“Mitsubishi”)
  • “Cahan Motors” MMC (Opel)
  • "Lexus-Bakı" MMC (Lexus)
  • “Xəzər Lada” ASC (Lada)
  • "Avtolux Azərbaycan MMC" (Ferrari, Aston Martin, Lamborghini, Alfa Romeo, Abarth, Land Rover, Jaguar, Fiat, Jeep, Dodge, Chrysler)
  • “Azərbaycan Avtomobil Evi” MMC ( Changan)

To make decision about the issuance of the loan the Bank has right to request additional information, as well as the documents necessary for the confirmation of submitted information.

  

  

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Loan amount

15 Months

15 %

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15 Months

15 %

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Dear customer, you are eligible to apply for the loan. For more information please visit our branches.
Dear customer, you can not eligible to apply for the loan with current conditions. For more information please visit our branches.