31 July 2026
Xalq Bank has updated the terms of its cash loans.
Xalq Bank offers customers the opportunity to take advantage of favorable loan terms through a new campaign. As part of the campaign, which runs until December 30, 2026, customers can obtain cash loans with updated and more advantageous terms.
|
Amount |
Interest rate |
Duration |
|
| Consumer loan (unsecured) |
25 000 AZN-dək |
12% per annum | 1–12 months |
|
14% per annum |
13–48 months | ||
| Consumer loan (with a guarantor) |
40 000 AZN-dək |
12% per annum | Up to 59 months |
The applicant must have a minimum of 6 months of employment at their current workplace and a total work history of at least 12 months. Detailed terms and conditions are available at https://www.xalqbank.az/en/personal/loans/consumer?include=menu.
To apply for a loan, you can submit an online request via https://loanorder.xalqbank.az/ or visit a Xalq Bank branch. Existing customers can place their requests through the XalqOnline mobile app.