1 October 2025
Up to 20% cashback on transactions with a Digital Card!

Until October 31, contactless NFC payments made with a Digital Card will earn the cardholder 10% cashback, and payments made via the XalqOnline mobile app will earn 20% cashback.
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10% cashback (maximum 10 AZN) is applied to NFC payments made via the Digital Card, and 20% cashback (maximum 10 AZN) is applied to payments made through the XalqOnline app;
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The maximum cashback a customer can earn during the campaign period is 20 AZN;
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Transfers, donations, financial and insurance services, government and ministry-related services, entertainment and betting, and court-related payments made through XalqOnline are not eligible for cashback;
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The campaign is valid until October 31;
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The cashback amount will be credited to the customer’s card account within 15 business days after the campaign ends.