1 October 2025

Up to 20% cashback on transactions with a Digital Card!

Up to 20% cashback on transactions with a Digital Card!

Until October 31, contactless NFC payments made with a Digital Card will earn the cardholder 10% cashback, and payments made via the XalqOnline mobile app will earn 20% cashback.

  • 10% cashback (maximum 10 AZN) is applied to NFC payments made via the Digital Card, and 20% cashback (maximum 10 AZN) is applied to payments made through the XalqOnline app;

  • The maximum cashback a customer can earn during the campaign period is 20 AZN;

  • Transfers, donations, financial and insurance services, government and ministry-related services, entertainment and betting, and court-related payments made through XalqOnline are not eligible for cashback;

  • The campaign is valid until October 31;

  • The cashback amount will be credited to the customer’s card account within 15 business days after the campaign ends.