31 July 2026

Xalq Bank has updated the terms of its cash loans.

Xalq Bank has updated the terms of its cash loans.

Xalq Bank offers customers the opportunity to take advantage of favorable loan terms through a new campaign. As part of the campaign, which runs until December 30, 2026, customers can obtain cash loans with updated and more advantageous terms.

 

       Amount

    Interest rate

        Duration

Consumer loan (unsecured)

25 000 AZN-dək

12% per annum 1–12 months

    14% per annum

13–48 months
Consumer loan (with a guarantor)

40 000 AZN-dək

               12% per annum Up to 59 months

The applicant must have a minimum of 6 months of employment at their current workplace and a total work history of at least 12 months. Detailed terms and conditions are available at https://www.xalqbank.az/en/personal/loans/consumer?include=menu.
To apply for a loan, you can submit an online request via https://loanorder.xalqbank.az/ or visit a Xalq Bank branch. Existing customers can place their requests through the XalqOnline mobile app.