Collateral    Loan term Interest rate Max. amount
Without collateral up to 36 monthes 15-18% 5 000 AZN
Guarantee up to 48 monthes 12-18% 20 000 AZN
Real estate up to 59 monthes 12-18% 50 000 AZN

Payment method: interests monthly, main debt till the expire date of the card

Comission: 0.5% of the loan amount (min. 20 AZN, max. 1000 AZN)

In case of non-redemption of the debt until 5-th day of the next month, 12 - 18% annual interest rate will be calculated to the loan.

 

Who can apply?

Age: 20-70 (by the end of credit payment period)

Length of service: minimum 6 monthes on the last job

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate

Google Pay is available for Xalq Bank cards!
Google Pay is available for Xalq Bank cards!

A fast, simple way for contactless payments