1 July 2026
The balance amount eligible for interest accrual on XalqKart has been increased.
The balance eligible for interest accrual has been increased for Xalq Bank's XalqKart Cashback and XalqKart Petrol cards.
Starting July 1, cardholders will earn an additional 7% annual interest on XalqKart balances ranging from AZN 300 to AZN 20,000. Under the updated terms, customers can keep their funds on XalqKart under more favorable conditions and use the card as a convenient savings tool. The campaign is valid until December 31.
Please note that until December 31, 3-year XalqKart Petrol and XalqKart Cashback cards are issued free of charge.
With XalqKart Petrol, customers earn 3% bonus rewards on non-cash purchases made both in Azerbaijan and abroad. The accumulated bonuses can be redeemed for fuel at Azpetrol filling stations.
XalqKart Cashback is a payment card that provides 2% cashback on non-cash transactions.
Both cards also offer the following benefits:
- 7% annual interest on AZN-denominated card balances;
- commission-free transfers to any domestic bank card of up to AZN 3,000 per month;
- commission-free cash withdrawals of up to AZN 1,000 per month;
- online application and free delivery.
Detailed terms: https://www.xalqbank.az/az/ferdi/kartlar/xalqkart-petrol
You can order XalqKart at any bank branch or online at: https://cardorder.xalqbank.az/. Delivery within Baku is free of charge.