1 April 2026
Promotional “Əmanət Lottery”: join and win!
Xalq Bank presents the promotional “Əmanət” lottery for customers placing deposits.
Within the campaign, participants have the chance to win hundreds of cash prizes, including two grand prizes of 50,000 AZN each.
Campaign period: April 1 – December 30, 2026.
Participation rules
To participate, customers must:
- place a deposit with Xalq Bank under “Müddətli”, “Proqress”, or “VİP-Rantye” products
- or renew (prolong) an existing deposit
Participation must be activated via the XalqOnline mobile app in the “Lottery” section.
Chance calculation
Chances depend on the deposit amount:
- Baku and Sumgayit branches: every 500 AZN / 300 USD = 1 chance
- Regional branches: every 250 AZN / 150 USD = 1 chance
Prize fund
- 50,000 AZN — 2 prizes
- 5,000 AZN — 45 prizes
- 1,000 AZN — 75 prizes
- 500 AZN — 105 prizes
Branch groups
Branches are divided into 5 groups:
- Baku and Sumgayit
- Ganja, Gazakh, Shamkir, Tovuz, Mingachevir
- Zagatala, Ismayilli, Shamakhi, Sheki, Yevlakh
- Khachmaz, Shabran, Gusar, Guba, Siyazan
- Neftchala, Jalilabad, Lankaran, Shirvan, Goychay
Draw dates
1st draw: Apr 1 – Jun 30, 2026 → draw date: Jul 10, 2026
2nd draw: Jul 1 – Sep 30, 2026 → draw date: Oct 12, 2026
3rd draw: Oct 1 – Dec 30, 2026 → draw date: Jan 12, 2027
4th draw: Apr 1 – Dec 30, 2026 → draw date: Jan 12, 2027
In the 1st, 2nd, and 3rd draws, winners are selected separately for each branch group.
In the 4th draw, the grand prizes are awarded as follows:
- 1 winner (Baku/Sumgayit) — 50,000 AZN
- 1 winner (regional branches) — 50,000 AZN
Winners will be announced on the bank’s official website and social media pages.
Detailed lottery terms and conditions here