As part of the consumer loan campaign, you can now obtain a cash loan on more favorable terms.
Campaign period: Until 30.12.2026
| Collateral | Annual interest rate | Term | Amount |
| Unsecured | 12% | up to 12 months | up to 25 000 AZN |
| Unsecured | 14% | from 13 up to 48 months | up to 25 000 AZN |
| With a guarantor | 12% | up to 59 months | up to 40 000 AZN |
Actual annual interest rate - min. 12.66%, max. 35.94%
To apply:
- https://loanorder.xalqbank.az/ page;
- XalqOnline mobile application;
- Xalq Bank branches.
Note: The applicant must have at least 6 months of employment at their current workplace and at least 12 months of total work experience.