As part of the consumer loan campaign, you can now obtain a cash loan on more favorable terms.

Campaign period: Until 30.12.2026

 

Collateral Annual interest rate Term Amount
Unsecured 12% up to 12 months up to 25 000 AZN
Unsecured 14% from 13 up to 48 months up to 25 000 AZN
With a guarantor 12% up to 59 months up to 40 000 AZN

 

 

Actual annual interest rate - min. 12.66%, max. 35.94%

To apply:

https://loanorder.xalqbank.az/ page;
- XalqOnline mobile application;
- Xalq Bank branches.

Note: The applicant must have at least 6 months of employment at their current workplace and at least 12 months of total work experience.

XalqOnline mobile application

Functional and convenient XalqOnline system allows you to make bank transactions and control the card balance.

Favorite offers

XalqKart PETROL
XalqKart PETROL

Pay cashless everywhere, get free PETROL!

Commercial Mortgage
Commercial Mortgage

Obtain office and trade industrial real estate